Friday, May 21, 2010

Can I get my dental insurance or medical insurance to pay for dental implants?

The dental insurance either pays for them or they don't. It has more to do with the plan your company selected and not the insurance itself ( I'm sure the insurance company has plans that cover implants, but your company didn't subscribe to it) Do you have flex spending with your job?. Implant's the best way to go. It's worth saving for.

Can I get my dental insurance or medical insurance to pay for dental implants?
I've had a few dental implants over the last few years and I have yet to find any dental insurance companies that will cover the procedure. The main reason is that the procedure is expensive. Being a Federal employee I have my choice of many quality insurance plans both general medical and several dental plans and not one covers dental implants. The best I could do was to set up a medical savings account so that I used tax deferred funds to cover them.
Reply:It would be hard to find an insurance company or plan that covers dental implants, that too when your dentist recommends it as a necessary treatment. Otherwise the most comfortable would be looking for dental treatment abroad. You may search for dental implants, hotel stay and tour package in India or Thailand or Dubai.
Reply:Yes it is possible but it will take alot of letter writing and serious documentation. You'll need every piece of information about the accident and the damage it caused. Also you'll need to be very friendly with your doctor and dentist because they'll need to write narratives also. Start by having the dentist submit a preautheration to your medical company with a narrative stating the implant is needed due to an accident. He/she will need the medical 9 digit medical code for the implant. An oral surgeon may be more familiar with medical insurance than a regular dentist.


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